Clarification/Follow-up by jusgre on 07/24/03 8:01 pm:
Thank you, Bennie. Given your answer, this tells me I have a while to go before insuring myself is feasible again. As a follow-up to this, my girlfriend has this question:

"My boyfriend has been without a vehicle for a long time because of a
suspension. He wants to start driving again soon, but can't afford his
insurance rates.

I have a second junker vehicle that I use for emergencies and am
considering the idea of him paying me to insure it and letting him
drive it when he needs it. We do not live together, so his name would
not be on my policy.

My impression was always that I can give permission for anyone I like
to drive my car(s). Does this change if he is driving it often? ...once
a week? ...twice a week? ...every day?

What happens to claims/coverage if he has an accident while driving my
vehicle? Worse yet, can I be accused of insurance fraud and be fined or
jailed?"

Thanks again in advance, Bennie.