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| Discharged Bankrupty: Remedy for Continued Illegal contact by Creditor |
JRappaport |
11/17/02 |
A bankruptcy has been "granted" and discharged as of April 30, 1999.
All debts, including the one being questioned, have been discharged via the Bankruptcy process.
Also, as required by law, all Creditors were notified by the Federal Bankruptcy Court that all debts listed by the Debtor were hereby discharged.
Over the past 3 years, the original Creditor, a Collection firm for the Creditor AND an Attorney representing the Creditor have continually SENT WRITTEN LETTERS regarding the overdue obligation and seeking payment in full for the discharged debt.
This "post-discharge" contact by the Creditor is clearly ILLEGAL as
stated in the Bankruptcy notifiction paperwork.
2 Questions:
1. What is the Name and Number of the Law that STATES and ENFORCES that a "Creditor cannot contact or otherwie harass a debtor whose obligations have been fully and legally discharged through Bankruptcy?
2. What legal RECOURSE & REMEDIES are available to the original debtor who has continually been the receiving end of this illegal written contact and harrassment?
Punitive Damages?
Monetary Damages?
What action(s) do you recommend we take?
Thank you!
Rappa2
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